Ask An Advisor – Should I Continue to Hold Bonds in My Portfolio?

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Financial EnginesOur customers ask and our advisors answer. Today’s answer comes from Justine Gidaro who has been with Financial Engines for just over a year; prior to that, she was with Charles Schwab. She joined Financial Engines because she wanted to work more closely with clients to help them achieve their retirement goals.

“I keep hearing that bonds are underperforming, why are you still holding them in my account?” Continue reading

So You Can’t Afford to Retire. Now What?

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Not ready for retirement? Financial Engines can help.On September 3, 2014, the Huffington Post published an article about a survey released by Bankrate.com, a financial research firm. The survey showed that 26% of those ages 50-64 have saved nothing for retirement. Some 14% of those 65 and older have nothing saved as well. Continue reading

Here’s One Reason Why Saving is So Hard and Some Tips for Making it Easier

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Saving for Retirement with Financial EnginesDo you feel like a failure because no matter how hard you try, saving money is just plain difficult? You aren’t alone. According to Harvard economist Sendhil Mullainathan and Princeton psychology professor Eldar Shafir, authors of a new book, Scarcity: Why Having Too Little Means So Much, “Saving can be affected by the very fact that you don’t have enough.”

No kidding, you’re thinking.

Continue reading

If You’re Approaching Retirement, It’s a Bad Time to Lose Track of Your Money

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Plan for retirement with Financial EnginesHow much money do you have? Stop for a second and think about that question.

Did you think, “Hmm, not sure how much is in my wallet”?

Did you sit back and say, “Ha! I’m a millionaire; you should see how much I have saved!”?

Continue reading

What Medicare Doesn’t Cover and Why It Matters to You (Even If You’re Younger)

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What Medicare Doesn't Cover - Financial EnginesMany people think that Medicare is the Holy Grail: once you hit 65, your healthcare is finally a piece of cake. You’re covered for everything and you can go about your business – no longer having to worry about insurance, premiums, etc. Right? Wrong. Continue reading

Are You Helping Your Parents Navigate Social Security? We Can Help

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Helping Your Parents Navigate Social Security - Financial EnginesThe “Sandwich Generation” is a tidy name for those caught between their growing children and their aging parents. But it’s more than a generation. Let’s face it: at some time in our lives, we are all likely to be a member of this group. Just as we get the kids on track – well, at Continue reading

Will Social Security Be There For Gen X? Is that You? Pay Attention.

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generation-x-social-securitySeems like just yesterday when the world was talking about the (then new) Generation X — that group of Americans between the ages of the early 1960s and the early 1980s. Today, they are in their 40s and 50s and it’s possible some can see retirement on the road ahead. Or can they? Continue reading

Four Important Things Women Need to Know About Social Security

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Kelly O'DonnellIn 2012, Kelly O’Donnell, Executive Vice President of Marketing at Financial Engines, testified on Capitol Hill before the Senate Committee on Aging about the challenges women face when they retire. Specifically, she spoke with them about the importance of Continue reading

Try Our New Social Security Planner Featured in the Wall Street Journal!

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WSJ-Image.PlannerFinancial Engines’ new Social Security planner is included in a recent Wall Street Journal round-up of Social Security planners available at no charge. We’re proud to be one of the top-ranked offerings, earning four out of five stars!

Come try our Social Security planner to see if we can find you more Social Security benefits. It can help you determine your different options for taking Social Security and it includes help for your partner as well. We may help you find thousands more in unexpected benefits. Give it a try.

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