Financial Engines Market Watch Q2: June 2015 Dampens the Second Quarter

Both domestic and international equity markets started the quarter strongly, but were tamed by a challenging final month. The S&P 500 fell over 1.9% in June, and returned just 0.3% for the quarter. The smaller company stocks represented by the S&P Small Cap 600 experienced a similar quarter, returning just 0.2%.

Internationally, equity markets started the quarter strongly but finished poorly. Economic and political challenges in Europe – particularly in Greece – once again dominated headlines and investor sentiment. The MSCI Europe, Australasia, and Far East (EAFE) index fell 2.8% in June, and rose just 0.6% overall for the second quarter.

Continue reading Financial Engines Market Watch Q2: June 2015 Dampens the Second Quarter

Financial Engines Provides Testimony in Support of the DOL’s Conflict of Interest Rule

Putting our customers’ best interests first has always been a founding principle at Financial Engines. So you won’t be surprised to hear that we are strong supporters of the proposed Conflict of Interest (Fiduciary) Rule. We continue to be actively engaged in the debate about the new rule proposed by the U.S. Department of Labor (DOL). We recently took two important steps to show our support for the proposed rule.

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The Financial Engines Stoplight: Understanding the Metaphor

If you are eligible for Financial Engines services, you’ve likely seen our stoplights – our metaphor for helping you quickly visualize where you stand when it comes to your retirement savings. The first place you’ll see it is on your Retirement Evaluation and then again when you jump onto your online account.

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Financial Engines Advantage: Your Retirement Checkup is a Great Way to Evaluate How You’re Doing

Did you know, if you have access to Financial Engines, you can request a Retirement Checkup?

Our Retirement Checkup is a simple and effective phone consultation with a Financial Engines Advisor focused on helping you update your Retirement Plan. The service was created in 2008 when the markets were in flux and many investors weren’t sure how to best invest for their future. Since then, the checkup has been an effective tool for realigning individual portfolios – especially important before, during and after significant life events.

Near-retirees need extra help getting ready for retirement.

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Today! Financial Engines Participating in the 2015 White House Conference on Aging

Every ten years since the 1960’s, the White House hosts a Conference on Aging on issues facing older Americans. This decade’s conference is being broadcast live today, and we’re honored to be participating.

The conference will address issues like retirement security, healthy aging, long-term services and supports and elder justice.

You can participate in the conference by finding a local watch party.

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What to Consider for Your 401(k) if You’re Getting Divorced

First things first: if you are dealing with a divorce, we know it’s not easy.  For the purposes of this blog, we are setting aside the emotional issues and the daily financial issues, so we can discuss the long term financial considerations – specifically those that pertain to your retirement savings.

We have some resources to help you plan.

Continue reading What to Consider for Your 401(k) if You’re Getting Divorced

Take Our Survey: What Does Financial Freedom Mean to You?

As we celebrate Independence Day later this week, we thought it was a good time to stop and think about what freedom might mean to us — especially when it comes to money.

We’ve put together a brief survey to help us understand our collective relationship with money and what it means to be “financially free.”

Take the survey

We’d love to have you take the survey today and we’ll publish the results here, on our blog.

Today We Raise a Glass to Marriage Equality (and Optimizing Social Security Benefits)

Today’s historic Supreme Court decision recognizing marriage equality will have a big, positive impact on financial security in retirement for same-sex married couples.

As a result of the ruling, equality means same-sex married couples nationwide are now eligible for the same Social Security spousal and survivor benefits previously only available to male/female married couples.

Watch our video showing how Social Security benefits work.

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How to Know if You’re Eligible for Financial Engines Services

Do you wonder if you can use Financial Engines? The answer is it depends. Our service is provided via your employer. They offer Financial Engines to you to help you invest your retirement savings. We are an independent investment advisor and a fiduciary – which means we are hired to work in your best interests to help you manage your 401(k) investments. We don’t sell securities or receive any commissions.

You can get help by choosing one of two different services.

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After the Wedding Comes Retirement Planning for Modern Couples

Wedding-RingsWedding season is upon us! June and September are the most popular months to tie the knot, according to XO Group, Inc., a global media and technology leader and creator of the top wedding website TheKnot.com. So what comes to mind when you think of weddings? Heartfelt vows, visits with distant family members, open bars, hit-or-miss wedding DJs, retirement planning, etc.…

Wait, what? Retirement planning doesn’t come to mind? If you’re the happy couple, after you’ve chosen your floral arrangements and pored over seating charts for the umpteenth time, you might want to consider spending some time thinking about your retirement hopes and dreams. This could be a very romantic conversation if you allow yourself to get creative!

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