401(k) Tutorial: Easy Investing Tips to Put Your Money to Work

If you’re eligible for Financial Engines, you have access to investment help – starting right now. This tutorial provides you with easy steps so you can start taking action. We encourage you to visit your Financial Engines account and start using our advice to help grow your retirement savings.

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Our Perspective on the Recent Market Volatility


After an extended period of relatively calm trading, U.S. equity markets dropped sharply last week with the S&P 500 retreating 5.8%.  On Monday, global markets plunged sharply again before rebounding from the morning lows.

Taking a longer view, the S&P 500 is down slightly from where it was 12 months ago.  International equity markets, particularly Asia, and most commodities also participated in the recent decline. 

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Financial Engines Named to FORTUNE’S 19th Annual Fastest Growing Companies List

Financial Engines made the FORTUNE list of fastest growing companies for 2015 and we couldn’t be more proud.

The list has been around for almost two decades and includes companies with the best track record of growth in any given year.  Here’s the full list of top 100 companies.

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College Savings vs. My Retirement Savings. Where Should I Invest?

I just wrapped up my annual call with my financial advisor. He’s been tremendously valuable in helping me plan for my future retirement, my mom’s current retirement and my daughter’s financial future – including college!

I honestly don’t know what I would do without him.

But today, for the first time, his advice really challenged me. I’ve been lucky enough to refinance my home, so I have some “extra” money I thought I should immediately send to my daughter’s college savings account. But he stopped me in my tracks.

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Social Security Turns 80! [Infographic]

On Aug. 14, 1935, Franklin Delano Roosevelt signed the Social Security Act into law. In his presidential statement, he wrote: “It is, in short, a law that will take care of human needs and at the same time provide the United States an economic structure of vastly greater soundness.”

That it has.

The landmark legislation has evolved significantly over the years to provide benefits to Americans in need. For retirement benefits alone, Social Security is a huge piece of income for many Americans. In 2014, 52% of married couples and 74% of unmarried people received 50% or more of their retirement income from Social Security.

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Five Reasons Why You Should Celebrate Social Security’s 80th Anniversary

On August 14, 2015, Social Security will celebrate its 80th anniversary, marking the day President Franklin D. Roosevelt signed the Social Security Act into law. Aimed at providing an economic lifeline for Americans – especially the elderly – Social Security has touched the lives of almost every American in one way or another.

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What You Can Do to Up Your Income in Retirement

You saved what you could, you’ve checked what you could get from Social Security and after doing the math, you know you need more ideas for boosting your income after retirement.

Depending on how old you are, you may have time to do a few critical things that may improve your financial standing at retirement before you think about leaving the working world.

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Financial Engines Market Watch Q2: June 2015 Dampens the Second Quarter

Both domestic and international equity markets started the quarter strongly, but were tamed by a challenging final month. The S&P 500 fell over 1.9% in June, and returned just 0.3% for the quarter. The smaller company stocks represented by the S&P Small Cap 600 experienced a similar quarter, returning just 0.2%.

Internationally, equity markets started the quarter strongly but finished poorly. Economic and political challenges in Europe – particularly in Greece – once again dominated headlines and investor sentiment. The MSCI Europe, Australasia, and Far East (EAFE) index fell 2.8% in June, and rose just 0.6% overall for the second quarter.

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Financial Engines Provides Testimony in Support of the DOL’s Conflict of Interest Rule

Putting our customers’ best interests first has always been a founding principle at Financial Engines. So you won’t be surprised to hear that we are strong supporters of the proposed Conflict of Interest (Fiduciary) Rule. We continue to be actively engaged in the debate about the new rule proposed by the U.S. Department of Labor (DOL). We recently took two important steps to show our support for the proposed rule.

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The Financial Engines Stoplight: Understanding the Metaphor

If you are eligible for Financial Engines services, you’ve likely seen our stoplights – our metaphor for helping you quickly visualize where you stand when it comes to your retirement savings. The first place you’ll see it is on your Retirement Evaluation and then again when you jump onto your online account.

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