Financial Engines Market Watch Q3: A Jittery End to September

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Chris Jones, Financial EnginesThe third quarter saw a mix of solid equity markets punctuated by periods of downside volatility in early August and again at the end of September.

Despite the downturns, the S&P 500 set new all-time highs during August and September. By the end of Q3, the S&P 500 index of large cap stocks had gained a modest 1.1%. In contrast, stocks in the S&P Small Cap 600 index had a Continue reading

Recent Market Volatility, Your 401(k) and What You Need to Know

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Chris Jones, Financial EnginesAfter an extended period of relative calm, the past week saw a surge in volatility with global equity markets dropping sharply. By mid-week, the S&P 500 had given up its gains for the year. While periods of volatility are not unusual, we want to share our thoughts on what this might mean for your investment strategy. Continue reading

Down-Home Advice to Help You Harvest Savings for Your Future

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How to Build Wealth If You Are Just Starting OutOn the farm, Fall is the time of year when farmer’s typically have a chance to reap the rewards of their labor by harvesting their crops and preparing the soil for next year’s planting. While many of us aren’t farmers, we can learn a lot from their practical wisdom as the daylight Continue reading

Take Our Survey – How Do You Feel When You Hear the Word Retirement?

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How do you feel when you hear the word retirement?At Financial Engines, we are in the retirement savings business – so we talk about retirement all the time. But we notice when we start saying that word to people outside our business, we get a variety of reactions. Because of this, we’d love to get your reaction to retirement and invite you to take our quick survey. Continue reading

Happy Birthday, Managed Accounts! Delivering 401(k) Help to People Like You for 10 Years and Counting!

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Financial Engines Celebrates 10 Years of HelpToday, Financial Engines celebrates 10 years of helping American workers save and invest for retirement with managed accounts.

Ten years!!!? Where does the time go?

It’s hard to believe that what started out as a cool idea is now an industry standard for delivering professional 401(k) management. Today, more than 800,000 people rely on us for managing their retirement accounts. And without them, we could never have reached this milestone. We also couldn’t have done it without the help of amazing employers and 401(k) plan providers, who make the delivery of our services possible. So thank you all!

Our little baby is all grown up and we couldn’t be more proud.

Money Management Intelligence Reports Managed Accounts Appeal to Older Participants

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managed-accounts-do-betterYou’ve heard us talk about the value of getting help with your 401(k) before. Our research shows that people who get help do better than those who don’t. Often, those people closest to retirement are those that need the most help.

So it’s no wonder that Money Management Intelligence is reporting our findings that older participants are using managed Continue reading

Ask An Advisor – Should I Continue to Hold Bonds in My Portfolio?

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Financial EnginesOur customers ask and our advisors answer. Today’s answer comes from Justine Gidaro (pictured right) who has been with Financial Engines for just over a year; prior to that, she was with Charles Schwab. She joined Financial Engines because she wanted to work more closely with clients to help them achieve their retirement goals.

“I keep hearing that bonds are underperforming, why are you still holding them in my account?” Continue reading

So You Can’t Afford to Retire. Now What?

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Not ready for retirement? Financial Engines can help.On September 3, 2014, the Huffington Post published an article about a survey released by Bankrate.com, a financial research firm. The survey showed that 26% of those ages 50-64 have saved nothing for retirement. Some 14% of those 65 and older have nothing saved as well. Continue reading

Here’s One Reason Why Saving is So Hard and Some Tips for Making it Easier

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Saving for Retirement with Financial EnginesDo you feel like a failure because no matter how hard you try, saving money is just plain difficult? You aren’t alone. According to Harvard economist Sendhil Mullainathan and Princeton psychology professor Eldar Shafir, authors of a new book, Scarcity: Why Having Too Little Means So Much, “Saving can be affected by the very fact that you don’t have enough.”

No kidding, you’re thinking.

Continue reading

If You’re Approaching Retirement, It’s a Bad Time to Lose Track of Your Money

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Plan for retirement with Financial EnginesHow much money do you have? Stop for a second and think about that question.

Did you think, “Hmm, not sure how much is in my wallet”?

Did you sit back and say, “Ha! I’m a millionaire; you should see how much I have saved!”?

Continue reading

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